Privacy
What Nuqud collects, why, how long we keep it, who helps us, and your rights under UK data protection law.
Draft for the owner’s legal review before launch. Fill in the company name and ICO registration number.
Last updated 12 November 2026
We collect as little as we can. Most of Nuqud works without knowing who you are, and the calculators run on your own device.
Who we are
Nuqud is run by [Your name or company] (“we”), who is the controller of your personal data. We’re registered with the Information Commissioner’s Office under reference [ICO registration number]. You can contact us about anything on this page at info@nuqud.co.uk.
What we collect, and why
| What | Why we use it | Legal basis | How long we keep it |
|---|---|---|---|
| Your email address, when you sign up | To send the starter guide and the weekly email | Your consent, confirmed by clicking the link we email you | Until you unsubscribe |
| Your email address and the figures you choose to send, when you ask for calculator results by email | To email you the PDF you asked for | Taking the steps you asked us to take | We don’t keep the figures. Our email provider keeps a record of the message for a limited time |
| Your name or nickname, your comment and when you posted it | To show your comment, and to moderate the discussion | Our legitimate interest in running a useful discussion | Until the comment is removed, or you ask us to delete it |
| A scrambled value made from your internet address | To stop spam and abuse, by limiting how often one connection can post or sign up | Our legitimate interest in keeping the site safe | Deleted within about two hours. It can’t be turned back into your address |
| Visitor numbers and pages viewed | To understand which guides help people | Our legitimate interest in improving the site | Shown to us only as totals |
| Emails you send us | To reply | Our legitimate interest in answering you | As long as needed to deal with your message |
Our owner dashboard stores daily public page request totals for 90 days. These counters contain the page address and date only, with no IP address, query string or visitor identifier. Repeat visits count again, so they do not identify individual people.
Signing up, or asking for your results by email, also adds you to the weekly email once you confirm your address. Every email has a one-click unsubscribe link.
What stays on your device
Nothing you type into a calculator is sent to us unless you press “Email me this as a PDF”. The zakat calculator and the goal planner save your entries in your own browser, so they’re there when you come back. That information never reaches us. Clear it with the Clear button, or through your browser settings.
Who helps us
We use a few companies to run Nuqud. They act on our instructions and can’t use your information for their own purposes.
- Cloudflare hosts the site, protects it from attacks, stores comments, checks that comments and sign-ups come from a person (Cloudflare Turnstile), and counts visitors without cookies (Cloudflare Web Analytics).
- Brevo stores email sign-ups and sends our emails.
- Financial Modeling Prep, if ticker lookup is switched on, receives the company ticker you search for. It doesn’t receive anything about you.
We don’t sell your personal data, and we don’t share it for advertising.
When you click a link to a bank or other provider, you leave Nuqud. That company may record that you came from us, and its own privacy notice applies.
Transfers outside the UK
Some of these companies process data outside the UK, including in the European Union and the United States. Where they do, the transfer is protected by safeguards recognised under UK law, such as UK adequacy regulations, the UK Extension to the EU–US Data Privacy Framework, or approved contract terms.
Your rights
Under UK data protection law you can ask us to:
- give you a copy of your personal data
- correct it if it’s wrong
- delete it
- restrict or object to how we use it
- move it to another service, where that applies
You can withdraw your consent to emails at any time by unsubscribing. Email info@nuqud.co.uk to use any of these rights. We’ll reply within one month.
If you’re unhappy with how we’ve handled your data, please tell us first. You also have the right to complain to the Information Commissioner’s Office at ico.org.uk or on 0303 123 1113.
Cookies
We don’t set advertising or tracking cookies, so there’s no cookie banner. Our visitor counts work without cookies, and Turnstile’s check doesn’t set tracking cookies. If we ever add anything that needs your permission, we’ll ask first.
Children
Nuqud is written for adults. Please don’t sign up or comment if you’re under 13.
Changes
If we change how we use your data, we’ll update this page and the date at the top of it. If the change is significant, we’ll tell subscribers by email.
Education, not advice. Rates, rules and terms change, so check with the provider or gov.uk before you decide.