Zakat calculator
Add what you own and what you owe. It updates as you type and stays on your device.
Nisab
Year
Cash and savings
Gold
Count jewellery you wear?
Shares, funds and crypto
For long-term holdings, count
Silver
Pensions
Defined benefit (final salary) pensions aren’t usually counted.
Count
Some scholars say nothing is due until you can take it out.
Business
Property to sell
Money owed to you
What you owe
Where views differ
Silver or gold nisab
The nisab is 612.36g of silver or 87.48g of gold. Silver gives a much lower figure, so more people pass it. Hanafi scholars generally use silver when wealth is mixed.
Jewellery
The Hanafi school counts gold and silver jewellery, even if worn. The other three schools generally don’t count jewellery worn for personal use.
Long-term shares
Many scholars count only your share of the companies’ zakatable assets, such as cash and stock. The National Zakat Foundation suggests 25% of the value as a stand-in. Counting all of it is the cautious choice. More on zakat and savings.
Pensions
The National Zakat Foundation counts the zakatable assets inside a defined contribution pension each year. Other scholars say nothing is due until you can take the money out.
Debts and the solar year
Debts due now are deducted. For long debts like a home plan, many scholars deduct only the coming year’s instalments. If you pay on a calendar date, AAOIFI uses 2.5775% for the longer solar year.
Where next
A general estimate at 2.5%. Scholars differ on pensions, investments and debts, so ask someone you trust if you’re unsure. This is not a ruling.