Home purchase plan calculator
What you’d pay each month, how much of the home is yours year by year, and what overpaying could save.
Rates checked 12 November 2026. Expected, not guaranteed.
Monthly payment
£0
You Provider
Of which rent this year, per month
Of which buying your share
Total paid over the term at this rate
The rate starts at a Gatehouse 80% finance rate, checked 12 November 2026. This holds the rate for the whole term and leaves out fees. Rates change after a fixed period, and each provider sets its own sums.
Compare home plansRates checked 12 November 2026. Expected, not guaranteed.
Overpaying could save youInvesting the same money could become
£0
Finished this much sooner
£0
What you’d pay in
Growth on top
Not a recommendation either way. This ignores tax, fees and early payment charges, and the rental rate is held for the whole term. Overpaying can carry a charge above an annual allowance. Investing puts your capital at risk.
Where next
An illustration, not a forecast or advice. Results depend on what you enter and on assumptions that may not hold. Nothing you type leaves your browser.